Author: Roy Friend
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Financial Planning, Superannuation
Tax Planning – reduce tax using the super carry forward provisions by 30 June
The end of the financial year is rapidly approaching and, along with it, the opportunity to claim a tax deduction on additional superannuation contributions. Why contribute more to super? Superannuation does impose restrictions on access to your money. It is, after all, intended to provide for your retirement. So why would you lock up more […]
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Investing
Four investing lessons from the Australian Open
Earlier this year, the Australian Open had most spectators gripping the edge of their seats at times over its 14 days of play. From the opening round, right through to the women’s and men’s finals, you could say the first Grand Slam tennis tournament of 2023 had it all. Top-seed upsets, unexpected withdrawals, unforeseen events, […]
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Financial Planning, Retirement Planning
What is your aged care funding strategy?
We’re an ageing population; the media keeps reminding us, as does the government, but are we prepared for what this means? As a society? As individuals? One thing’s for sure – it’s something we cannot ignore. According to the Australian Bureau of Statistics, in 2021 around 4.3 million Australians were aged 65 and over. Consider […]
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Financial Planning, Life Insurance
Protect Yourself Through Superannuation
The attractiveness of superannuation as an investment and savings vehicle is well known. Although the federal government places limits on the amount of tax-effective contributions we can make, the ability to structure insurance arrangements through super remains. How does insurance through super work? The types of insurances considered here are limited to those that relate […]
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Financial Planning, Life Insurance
Reducing the Most Important Risk to Business
Business owners often overlook the potential for risks and the impact they may have. The main reason most business owners would give for this oversight is they are just too busy working in the business to focus on what “might” happen. And often the risks are assessed only of after a risk event and sometimes […]
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Retirement Planning
What is the Home Equity Access Scheme?
Approximately 1.8 million Australian homeowners receive some level of age pension, with around 700,000 on a part pension. What many of these part-age pensioners may not know is that, along with recipients of the disability support pension, carer payment and some other Centrelink payments, they are able to access some of the equity in their […]
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