Accounting and business advisory services for
forward-thinking business owners

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Owning a business should be more than strain, stress & struggle

For too long, business owners had to choose between a thriving business and a thriving family life. You’ve worked hard to get where you are today, but is it time you received a greater return on the investment of your time?

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Avoid the constant overwhelm most business owners face. Finally see things clearly, and secure greater control over the direction of your future with the support of Cambio Group.


Reclaim time and focus

  • We help you identify and eliminate the all-too-common pain points that can stifle growth.
  • Allowing you to spend more time working ‘on’ your business rather than ‘in’ your business.
  • Do more of the ‘80/20’ things that drive higher profits, fuel ‘hustle-free’ success, and allow you to experience greater fulfillment as a business owner.

Leverage our knowledge

  • Dreaming big is one thing, but knowing how to get there is something else altogether.
  • Leverage the experience and expertise of a team of accountants and advisers who’ve made success ‘their business’.
  • Receive insights and advice that will allow you to make ‘big deal’ decisions with ‘everyday’ confidence.

Secure your legacy

  • As a business owner, you’re already forward-looking.
  • You’ve put a lot of work into building your business, and you want to maximise the value it will produce in the future.
  • Whether that be the security it can provide your family, or the opportunities it can create to have a real impact in the community.
  • Whatever your aspirations, we’re here to help create peace of mind that your business will live on to benefit the people and causes that matter to you most.

Leverage our knowledge

  • Dreaming big is one thing, but knowing how to get there is something else altogether.
  • Leverage the experience and expertise of a team of accountants and advisers who’ve made success ‘their business’.
  • Receive insights and advice that will allow you to make ‘big deal’ decisions with ‘everyday’ confidence.

We don’t just care about
numbers, we care about you

We know how all-consuming owning a business can be.
That’s why we’ve spent decades building a team of people who are here to:

  • Ensure you have all the right boxes ticked come BAS lodgement and EOFY.
  • Help you map your path to greater success, sale value, or succession plan.
  • Take care of the things that are keeping you from doing the things you love.
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our services.


If you love bookkeeping, you’re likely a bookkeeper. If you hate bookkeeping, you’re likely a business owner! Win back more time every week with an outsourced bookkeeping solution from people who love doing the things you hate. What’s more, we’ll help you leverage the latest tools and tech that will see your productivity and profitability skyrocket.

Accounting & Business Advisory

Building the business of your dreams requires more than the retrospective financial analysis most accountants offer. Working with Cambio Group, you’ll be able to tap into the wisdom of a team of individuals who can serve you today and into the future. Whether it be prepping your exit or systemising to scale, we’ve got the knowledge and expertise necessary to help you plan for what’s ahead.

Outsourced CFO

Scaling to multiple-7-figure turnover requires an entirely different approach to the one that got you to 7-figures.

But here’s the problem: while most owners know they need to identify and onboard the right talent to succeed, the budget required to do so is rarely available.

That very problem has seen the rapid rise in take-up of our virtual CFO service. As business growth specialists, our CFOs can provide you with the strategy, support, and guidance needed to grow profitably – at a fraction of the cost of a full-time resource.

Your 3-Steps To
A Business That
Serves You:

  • Request a complimentary strategy call – a no-cost, no-obligation process where we look at your current situation and identify opportunities to achieve more success, greater fulfillment, and a clearer path ahead.
  • Establish a plan for your success – together, we will establish a plan to achieve your future goals, eliminate frustration and overwhelm, and satisfy your hunger for something better.
  • Move towards your bigger, better life – we’re with you every step of the way to ensure you remain on track and achieve your true potential.

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We recognise that no two business owners want the same thing. At the same time, we also know that most business owners want to improve on what their business looks like today. Here’s the good news:
Re-shaping your future is possible, but only when you begin to invest more of your time in the right things. Follow our simple, 3-step plan and get started on your journey to a simpler, better business and, more rewarding life.

Our clients

Jodie & Wyatt

We started working with Roy for our accounting requirements approximately 13 years ago and this evolved into our financial planning needs.

To work with Roy as our specialist financial planner made us feel confident and happy with our plans moving forward for our family with two young children.

A situation that we had thought of but not really planned properly was our financial health, including our property and assets, debt reduction, superannuation, trusts, and retirement.

Our plans with Roy also included our physical and mental health, and Roy introduced us to AIA Vitality, a health and wellbeing program.

We are both very happy working with Roy and gaining his expertise so that we can focus on our work, health, and family.

Peter & Jill

When I retired, my wife and I employed a private firm of financial consultants. A review of our finances was conducted face to face only once a year, with no contact in-between. However, the fees grew all out of proportion.

By this time, we were feeling a loss of confidence in our ability to achieve our goals and even considered downsizing our home to raise more capital with which to invest. Downsizing was not our preferred option as we had worked hard for the home we had created, even though we are now empty nesters.

Luckily for us, some friends recommended Cambio Group. One phone call and a trip to Cambio’s offices was all it took for Cambio to provide a Financial Services Guide detailing who they are and what they do.

We then had a lengthy session to enable Roy to produce a Statement of Advice based on our finances, our annual budget, our future capital expenditure (house maintenance, holidays, etc.), and our goals to conservatively grow and use our money.

Roy’s conclusions and suggestions for investing made a lot of sense, and we seamlessly transferred our funds, thanks to the great team at Cambio who are behind him.

Additionally, the fees we were paying were considerably reduced. They say that you should not look at your investments more than once every 3 months due to the ups and downs of the market. We do not like that idea as it is our money. Roy has provided us with online access to all the funds we are invested in, so we can review this at will, but the best part is that we have control of our money.

Roy is pro-active in providing us with advice. The cash market is poor at the moment, but like all invested retirees we have to keep a proportion of our funds in cash to meet our needs. Roy has on many occasions found better, safe, investment options for our funds held as cash.

He does not wait for the 3-monthly reviews but calls immediately to discuss his suggestions with his and our aims to get the best interest rates.

He is very experienced in the finance industry, well qualified and, personable. After our previous experiences, my wife and I now feel that with Roy and the team at Cambio Group, we are receiving the financial advice and strategies that give us the confidence that we are doing the best that can be done with our money.

Sophie & David

It was 2014. We were two hardworking professionals with a young family and had no time, expertise, or desire to do the research to get our affairs into order.

We needed someone we could trust to reassess our finances, budgets, insurances, superannuation, investments, and aspirations, from the ground up. Then a trusted colleague recommended Roy Friend.

He has been our go-to man for over five years now and will be for many more. Roy removed the mystery from taking the first steps and has kept us on the path ever since, with practical advice and plans for the short and long term.

Cambio Group provides us with the full suite of services and advice, and they are invariably reliable and responsive. We warmly recommend Roy and Cambio Group.

Josh & Jamie-Lee

Cambio Group has been looking after our personal and business taxation and financials for a few years now and we’ve very much been impressed with their services.

After our exhausting experience with previous accountants mismanaging our accounts, we are happy to say that we have full confidence that Andrew Blythman and Holly Ryan at Cambio Group are managing our financial matters with the utmost care and level of expertise.

They are always informed of any new legislative changes and continue to assist us with our ever-changing business needs including planning ahead to prepare our small business for what is anticipated for the coming financial year.

Their strategic advice is always appreciated and tailored specifically to our business. Plus, their service is always prompt, approachable, and reliable.


After struggling to get my business and personal financial affairs in order for many years, I was referred to Cambio Group to help me out.

Over nearly 20 years, David, Roy, and the Cambio Group crew have become invaluable members of my team. They play the role of trusted advisor and confidante and genuinely contribute to the growth, development, and management of my business and myself personally.

The Cambio Group team has helped with my organisational and financial structures, tax planning, investments, insurance, and overall strategic planning.

It’s great to have a knowledgeable team of experts at hand when it comes to making important business and life-changing financial decisions. I often tell my friends I have a great accountant who actually makes me money.

Throughout the last 20 years, my business has gone from fledgling to growing and expanding strategically, bringing in new partners, and now planning succession for down the track. It’s nice to deal with a firm whose core values align with my own.

Graham & Deb

Deb and I have a blended family of 5 children all in their 30s and 40s… we also have 11 grandchildren.

I have just retired this year and Deb still works part-time.

The problems we had been experiencing were listening to too many friends and colleagues about their story, and only getting a short snapshot from financial advisory companies with no personal concern for our urgency to get it right.

After our first initial meeting with Ben at Cambio Group, we came away totally relaxed, informed, and had a clear pathway that suited our needs in every way.

We felt in control of our financials, assets, and life moving forward. We knew someone was genuinely listening to us and giving us the best advice and options to choose from.

Our new actions moved us forward with ease and confidence. We have already achieved wonderful results with Ben’s advice and gentle guidance and most importantly, we know we can give him any concerns we have and he will respond promptly.

At Cambio Group, we feel we are viewed as real people, not just a number. Ben understands our need for family security and at the same time our personal goals to achieve.

We are feeling secure, well informed, and heard. We look forward to many golden years with Ben and urge our children to seek his knowledge and guidance early in their lives.

Our only regret is that we didn’t meet Ben 30+ years ago…


For over 20 years we’ve been helping people like you make smart, informed business and financial decisions.
We’re in this to make a difference, to help you avoid the common mistakes that prevent people from building a business and creating a life they truly love. Our commitment is to help you achieve greater personal and professional success by delivering thought-provoking ideas, ageless wisdom, and being the team you’re excited to hear from.

Restore direction in your business and in your life.
Smart strategies, support and advice for business owners who are hungry for a bigger, better life.

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