Simple, personalised advice to help you achieve financial freedom.

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Life is far too short to have
constant money worries.

But getting your finances in order doesn’t always come easy. Cambio Group can help you make important changes, big and small, based on where you are today and what you want from life.

Book a Complimentary Consultation

Financial advice is a personal process. With our dedicated team, you can rest assured we’ll be right here to support you when you need us most.


  • Choosing the right advisor is essential to securing the best outcomes with your money.
  • Proudly locally owned and operated right here on the Gold Coast, you can rest assured that our trusted advisors are here to help you achieve more.


  • When you know what you’re doing with your money, it can make a huge difference to your outlook on life.
  • But getting your finances in order isn’t always easy.
  • Cambio Group can help you make important changes, big and small, based on where you are today and what you want from life.


  • Whether you are looking to secure your family’s future or early retirement, we’ll help you move towards a future aligned with your goals.
  • Financially transform your life with financial planning and investment expertise from Cambio Group. Join others just like you who now have a clear pathway to financial freedom.


  • When you know what you’re doing with your money, it can make a huge difference to your outlook on life.
  • But getting your finances in order isn’t always easy.
  • Cambio Group can help you make important changes, big and small, based on where you are today and what you want from life.

We know how complicated retirement planning, superannuation and
investments can seem.

That’s why we’ve developed a simple, 3-step plan that ensures:

  • You have an expert on your side to map out the exact steps you’ll need to take.
  • You receive a plan that takes care of every area of your finances.
  • All the hard work is done for you, allowing you to focus on doing more of the things you love as you move towards financial freedom.
Book a Complimentary Consultation

our services.

Superannuation & Investments

The right superannuation and investment strategy – implemented today – will help ensure the growth and protection of your wealth for years to come.

Getting advice from our team of professionals will mean you’ll not only be able to benefit from their knowledge and investment expertise, but you’ll also have them at your side on your entire journey.


Your health and earning capacity are the two most important assets you have. Insurance cover will ensure you are protected if the unexpected occurs and you are unable to provide for your family.

Find out how you can arrange suitable insurance cover to keep your family, assets, and income protected.

Retirement Planning

Will I have enough?

Securing a retirement perfectly tailored to you begins with being able to confidently answer this question with a ‘yes’.

By taking the time to review every area of your finances – your savings, debts, cash flow, insurance, super, investments, and more – we’ll help you make smart choices about your money today that will deliver the best outcomes for your future.

The Cambio Group
3-step plan for
financial success:

  • Book a complimentary meeting – a no-cost, no-obligation process where we look at your current situation and identify the simple steps to get you where you want to be.
  • We establish a plan for financial success – together, we will establish your financial plan to achieve your future goals.
  • You move towards financial freedom – your financial plan and ongoing reviews will ensure you remain on track and achieve your full financial potential.

Book a Complimentary Consultation


When people know what they’re doing with their money, it can make a huge difference to how they live. But getting your finances in order can often take second priority to the many other important things in your life. If you want to change the direction of your finances, you’re going to have to do something different.

Follow our simple, 3-step plan and get started on your journey to financial freedom – and take comfort knowing our friendly team is here to help you the entire way.

Our clients

Jodie & Wyatt

We started working with Roy for our accounting requirements approximately 13 years ago and this evolved into our financial planning needs.

To work with Roy as our specialist financial planner made us feel confident and happy with our plans moving forward for our family with two young children.

A situation that we had thought of but not really planned properly was our financial health, including our property and assets, debt reduction, superannuation, trusts, and retirement.

Our plans with Roy also included our physical and mental health, and Roy introduced us to AIA Vitality, a health and wellbeing program.

We are both very happy working with Roy and gaining his expertise so that we can focus on our work, health, and family.

Peter & Jill

When I retired, my wife and I employed a private firm of financial consultants. A review of our finances was conducted face to face only once a year, with no contact in-between. However, the fees grew all out of proportion.

By this time, we were feeling a loss of confidence in our ability to achieve our goals and even considered downsizing our home to raise more capital with which to invest. Downsizing was not our preferred option as we had worked hard for the home we had created, even though we are now empty nesters.

Luckily for us, some friends recommended Cambio Group. One phone call and a trip to Cambio’s offices was all it took for Cambio to provide a Financial Services Guide detailing who they are and what they do.

We then had a lengthy session to enable Roy to produce a Statement of Advice based on our finances, our annual budget, our future capital expenditure (house maintenance, holidays, etc.), and our goals to conservatively grow and use our money.

Roy’s conclusions and suggestions for investing made a lot of sense, and we seamlessly transferred our funds, thanks to the great team at Cambio who are behind him.

Additionally, the fees we were paying were considerably reduced. They say that you should not look at your investments more than once every 3 months due to the ups and downs of the market. We do not like that idea as it is our money. Roy has provided us with online access to all the funds we are invested in, so we can review this at will, but the best part is that we have control of our money.

Roy is pro-active in providing us with advice. The cash market is poor at the moment, but like all invested retirees we have to keep a proportion of our funds in cash to meet our needs. Roy has on many occasions found better, safe, investment options for our funds held as cash.

He does not wait for the 3-monthly reviews but calls immediately to discuss his suggestions with his and our aims to get the best interest rates.

He is very experienced in the finance industry, well qualified and, personable. After our previous experiences, my wife and I now feel that with Roy and the team at Cambio Group, we are receiving the financial advice and strategies that give us the confidence that we are doing the best that can be done with our money.

Cam & Andrew

My partner and l had a financial advisor for many, many years, however we felt that it was in our best interests to explore other options.  After meeting Roy & Ben from Cambio Group, we discussed our current situation and we offered them the opportunity to provide an analysis of our financial snapshot of what we had achieved from another company and offer us an alternative.

In our next meeting, they provided a detailed plan of how we best could move forward with Cambio Group managing our portfolio, ultimately leading to a potential improved performance on our portfolio, consisting of shares and superannuation. A customised plan from Roy and Ben impressed us immensely and we made the move.

In the last year, Roy, Ben, and the team have surpassed our expectations on both a customer service level, performance of our portfolio, and a genuine understanding and respect for our situation in both the short and long term and adjusted strategies accordingly.

I would highly recommend the team from Cambio Group who already have a well-respected reputation, however we have now experienced their services and professionalism first hand.

Josh & Jamie-lee

Cambio Group has been looking after our personal and business taxation and financials for a few years now and we’ve very much been impressed with their services.

After our exhausting experience with previous accountants mismanaging our accounts, we are happy to say that we have full confidence that Andrew Blythman and Holly Ryan at Cambio Group are managing our financial matters with the utmost care and level of expertise.

They are always informed of any new legislative changes and continue to assist us with our ever-changing business needs including planning ahead to prepare our small business for what is anticipated for the coming financial year.

Their strategic advice is always appreciated and tailored specifically to our business. Plus, their service is always prompt, approachable, and reliable.

Graham & Deb

Deb and I have a blended family of 5 children all in their 30s and 40s… we also have 11 grandchildren.

I have just retired this year and Deb still works part-time.

The problems we had been experiencing were listening to too many friends and colleagues about their story, and only getting a short snapshot from financial advisory companies with no personal concern for our urgency to get it right.

After our first initial meeting with Ben at Cambio Group, we came away totally relaxed, informed, and had a clear pathway that suited our needs in every way.

We felt in control of our financials, assets, and life moving forward. We knew someone was genuinely listening to us and giving us the best advice and options to choose from.

Our new actions moved us forward with ease and confidence. We have already achieved wonderful results with Ben’s advice and gentle guidance and most importantly, we know we can give him any concerns we have and he will respond promptly.

At Cambio Group, we feel we are viewed as real people, not just a number. Ben understands our need for family security and at the same time our personal goals to achieve.

We are feeling secure, well informed, and heard. We look forward to many golden years with Ben and urge our children to seek his knowledge and guidance early in their lives.

Our only regret is that we didn’t meet Ben 30+ years ago…



After struggling to get my business and personal financial affairs in order for many years, I was referred to Cambio Group to help me out.

Over nearly 20 years, David, Roy, and the Cambio Group crew have become invaluable members of my team. They play the role of trusted advisor and confidante and genuinely contribute to the growth, development, and management of my business and myself personally.

The Cambio Group team has helped with my organisational and financial structures, tax planning, investments, insurance, and overall strategic planning.

It’s great to have a knowledgeable team of experts at hand when it comes to making important business and life-changing financial decisions. I often tell my friends I have a great accountant who actually makes me money.

Throughout the last 20 years, my business has gone from fledgling to growing and expanding strategically, bringing in new partners, and now planning succession for down the track. It’s nice to deal with a firm whose core values align with my own.

Helping you achieve financial freedom


For over 20 years, we’ve helped our clients make smart, informed financial decisions. A far cry from the ‘set and forget’ approach most money managers take with their clients, we play an active role in your financial journey. At all times living by one of our core values: to outperform in everything we do.

Poor advice from inexperienced ‘one-man-band’ / ‘jack-of-all-trade’ advisors can result in a future of compromise and uncertainty. As a team of CPA-qualified advisors, we thrive on utilising our collective experience to help our clients make smart choices based on where they are today and what they aspire to achieve in the future.

Restore direction in your life with a tailored financial plan from Cambio Group.

Book a Complimentary Consultation