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Retirement Planning

Preparing for Retirement During Uncertain Times

There’s no doubt that the past 4 months have been very volatile, and this uncertainty can cause some financial panic and distress to many – particularly those nearing retirement. Many Australians have experienced financial changes in their life and this can make it difficult to understand whether you will have enough for retirement. If the […]

Retirement Planning, Superannuation

What Can You Do With Your Superannuation When You Retire?

As you spend a considerable part of your working life trying to save money for your retirement, it’s only right that you also prepare for what you’re going to do with the money you save when you retire. The retirement and superannuation system in Australia has two major phases: The accumulation phase when you work […]

Retirement Planning

5 Financial Tips to Help You Achieve Your Dream Retirement

Most people’s retirement plans involve travel, more family time and plenty of relaxation! The thing is, these plans aren’t always easy to achieve without a comprehensive retirement plan in place. We have an incredibly passionate and experienced financial planning team at Cambio Group who help many of our clients with their financial plans – in […]

Retirement Planning

3 Key Areas of a Retirement Plan Where People Often Make Mistakes

When you finally reach the grand age of retirement in Australia, it should be natural to have a good retirement plan in place and feel confident about your financial future. While some may already have a rough idea of what happens when they finally leave the workforce, it’s so important to get the important details […]

Retirement Planning, Superannuation

What the Super Contribution Cap Rise Means for Australians

Just in case you haven’t heard the good news: super contribution caps have increased. The transfer balance cap has increased from $1.6 million to $1.7 million – this is the lifetime limit on the amount of super that can be transferred into income streams for when you retire (ie. into a pension or annuity). The […]

Retirement Planning, Superannuation

How Can You Add the Downsizer Contribution to Your Superannuation?

The downsizer contribution may help you free up money that has been tied up in your house and add it instead, to your super fund. This can be a great way for Aussie retirees to boost their retirement income and allow them to move into a house more suited to their needs and wants. The […]