Financial Planning Archives | Page 8 of 13 | Accounting and Financial Planning Gold Coast

Retirement Planning

3 Key Areas of a Retirement Plan Where People Often Make Mistakes

When you finally reach the grand age of retirement in Australia, it should be natural to have a good retirement plan in place and feel confident about your financial future. While some may already have a rough idea of what happens when they finally leave the workforce, it’s so important to get the important details […]

Investing

4 Tax Tips for Investing in Australia

There are many different assets and areas you can invest in – in Australia and internationally. However, if you really wish to maximise your investments and increase your wealth, proper tax management is crucial. How is investment income taxed? You must declare all income you earn from your investments in your tax return. Investment income […]

Investing

Share Market Investing

How Patience and Discipline Pay off in the Long Term. With the latest share market decline in January 2022, investors in Australia and around the world have been concerned about market volatility, rising interest rates and inflation. Over January, the US share market fell more than 5% while the Australian market fell more than 6%. […]

Retirement Planning, Superannuation

What the Super Contribution Cap Rise Means for Australians

Just in case you haven’t heard the good news: super contribution caps have increased. The transfer balance cap has increased from $1.6 million to $1.7 million – this is the lifetime limit on the amount of super that can be transferred into income streams for when you retire (ie. into a pension or annuity). The […]

Retirement Planning, Superannuation

How Can You Add the Downsizer Contribution to Your Superannuation?

The downsizer contribution may help you free up money that has been tied up in your house and add it instead, to your super fund. This can be a great way for Aussie retirees to boost their retirement income and allow them to move into a house more suited to their needs and wants. The […]

Life Insurance

Do You Need Income Protection?

Most people are covered by some sort of insurance, whether that’s for your car, health or home. But one type of insurance that many people forget – or are unsure if they need – is income protection. Everyday living is expensive – there’s bills, food, rent and mortgages. But can you imagine how stressful it […]